About Baywall
Leveling the playing field for car buyers.
Our Mission
At Baywall, our mission is to enable car buyers to get the lowest interest rates possible on their car loans.
On average, you could lose $2,500 to $3,000 if you do not negotiate your interest rates and just pay the rate that the dealer gives you. So if you want to save thousands, negotiate.
While it sounds easy to do, why do car buyers not negotiate then?
It is hard to pinpoint what interest rate you should be striving for in your negotiations if you have nothing to compare yourself to.
Everyone has a different credit score. Different car they are buying. Different loan period. Different state they reside in. There are a large number of variables.
Baywall changes this.
At Baywall, we use the data you input and compare it against past car sales that are most similar to yours to help you know what a fair interest rate for you should be.
You input your data into the Baywall and our software searches through our database of real, verified car sales for cases that are most similar to yours and we give you the best interest rate possible.
With Baywall, there is no more guessing, no more getting ripped off. Just data-driven negotiation.
With Baywall, you can save thousands.
Precision
We analyze real market data to give you exact rate targets, not vague ranges.
Privacy
Your data stays with you. We don't sell your information to lenders or dealers.
Transparency
Our data comes from trusted industry sources including Experian, the Consumer Financial Protection Bureau, the Credit Union National Association, and verified vehicle market data.